Thursday, February 24, 2011

If we were in Brazil...

So, my husband and I are in the process of buying a house. Everything was going fine until yesterday when we met with the realtor to make an offer. Considering how terrible the housing market is, we decided to offer about 20% less than what the seller is asking. I know that sounds ridiculous but the house has been on the market for 3 months and as I said, the housing market is terrible, especially where we live. Also, we thought this would give us a little room to play. We don't want to offer too much and then end up paying more than what we want to pay, blah blah blah.

Anyway, we met with the realtor yesterday to fill out paperwork and to make an offer. That was quite an experience. On one of the papers we had to check a box that dealt with the mortgage and title. There's a few different boxes you can check depending on your situation. The realtor explained what the different boxes meant and went on to recommend a box for us. Wonderful, right? Well, not so much as my husband became offended. Without explaining the complicated boxes, I will just say that one of them dealt with car insurance. Pretty much if one of us was in an accident and there was an injury, nobody could take us to court and try to take away our house. The realtor said this only applied to me because my husband probably doesn't have a driver's license. He's had a driver's license since like his first week in America 5 years ago!! If he's working and paying taxes, he can obviously drive a darn vehicle and get a driver's license. I don't think my husband was initially insulted by this, but after  the next bit he was...

It came time for the realtor to write down our offer. After my husband explained that he was being honest with how he felt about the house, lot, and so on he told her what our offer was. She set (he says she threw it, but I don't remember that detail) her pen on the table and said, "if that is your offer, I'm not even going to write it down!" I began to explain that this was our starting point, the house has been on the market for 3 months, blah blah blah and she said it was ridiculous to make such an offer because the house is brand new. Too bad. I don't care if the house is brand new. Our offer was our offer and if that's what we wanted to offer how could she stop us?!

Long story short, she told my husband that making such an offer would make the owners angry and my husband shouted, "WELL! You already made me mad so I really don't care about what the owners think! That is my offer and it's the only offer I have at this time! If you can't write it down, we can throw away all these papers and look for a different house!" We ended up offering $4,000 more than what our offer originally was.

By the time we left I thought my husband had cooled down, but I was wrong. We got outside and he said, "really?! Do people think I ride around on your back all day?! Do people think I'm a stupid person because I'm not from here and I don't have my green card? If we were in Brazil...." I'm sure most of you can imagine all the details that completed that sentence.

3 comments:

  1. I have nothing against it, but Americans seem to be very bad with immigrants, especially Latin Americans ..

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  2. At times, yes! It depends on where you are and the people you run into! My husband has had wonderful experiences and dreadful experiences with Americans. I assume it's the same way in every country.

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  3. Yes they do and I am married to Brazilian who is not documented. And I graduated Summa cum Laude with a degree in Criminal Justice and minor in Psychology and it I don't say so myself I find myself to be more intelligent than most. That being said I fell in love with a person who is a better human being than 80% ( or is it 99%? well I am trying to be nice) of the arrogant Americans I come in contact with. Who grew up with way less, less opportunities, less resources, less everything. HOWEVER most Latin Americans that come to the US are not legal. They come from poor countries and want to work and believe me I could write forever on the subject of immigration. And the experiences I have had being with him (and will) in the US.

    Unfortunately Latin America does not have a good reputation on the world stage although they are trying to fight their way back for example (Brazil where my husband if from) but its hard--stereotypes die hard and it takes long, long, long, time.

    Tell your husband its par for the course. That the realtor in the grand scheme of things is just a little willie narrow minded realtor. I mean any donkey can be a realtor if you catch my drift! :)

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